Be wrapped with
Gem Visa this Christmas

⁺Promotion Terms & Conditions

1. This promotion starts from Monday 25 November 2019 to Thursday 26 December 2019 (“Promotion Period”). For each consecutive week of the Promotion Period (“Promotion Week”), there will be 3 prizes to be won, i.e. 3 winners will be drawn from each weekly Prize Draw as outlined below. There are 15 prizes in total to give away. Each time you make a purchase of at least $250 using your Gem Visa card during a Promotion Week, you will automatically go in the Prize Draw for that Promotion Week and the Promotion Weeks that follow.
2. Each Prize Draw winner will receive one retailer gift card to the amount of NZD $500. Gift Card issuers’ terms and conditions will apply.
3. Information on how to enter the Promotion forms part of the conditions of entry. Entry into the Promotion is deemed to be acceptance of these Terms and Conditions.
4. Entry is open to New Zealand residents, aged 18 and over, excluding employees of Latitude Financial Services Limited (“Latitude”) and their immediate families and of agencies associated with the Promotion.
5. The prize draws will take place and be announced at www.gemwin.co.nz, as outlined below:
   1. Prize Draw 1 – The Promotion Week starts on Monday 25 November 2019 (NZDT) and closes on Sunday, 1 December 2019 (NZDT) – Three winners will be drawn and announced on Thursday 5 December 2019 (NZDT).
   2. Prize Draw 2 – The Promotion Week starts on Monday 2 December 2019 (NZDT) and closes on Sunday 8 December 2019 (NZDT) – Three winners will be drawn and announced on Thursday 12 December 2019 (NZDT).
   3. Prize Draw 3 – The Promotion Week starts on Monday 9 December 2019 (NZDT) and closes on Sunday 15 December 2019 (NZDT) – Three winners will be drawn and announced on Thursday 19 December 2019 (NZDT).
   4. Prize Draw 4 – The Promotion Week starts on Monday 16 December 2019 (NZDT) and closes on Sunday 22 December 2019 (NZDT) – Three winners will be drawn and announced on Monday 6 January 2020 (NZDT).
   5. Prize Draw 5 – The Promotion Week starts on Monday 23 December 2019 (NZDT) and closes on Thursday 26 December 2019 (NZDT) – Three winners will be drawn and announced on Monday 6 January 2020 (NZDT).
6. To be eligible for a Prize, an account must not be in arrears at the time the Prize Draw takes place.
7. Any purchase made on Gem Visa during the Promotion Period that has been returned, cancelled or suspended before the relevant Prize Draw date will be taken as an ineligible entry into the Prize Draw.
8. Prize Draw winners will be drawn from all eligible entries for that Promotion Week and all prize draws will take place at the offices of Latitude Financial Services Limited, 8 Tangihua St, Auckland, 1010 at the times indicated in these terms and conditions for each prize draw.
9. Winners will be notified by phone and email. These phone calls may be recorded by Latitude’s Agency, BCG2. If an additional cardholder’s name is drawn in a prize draw, the primary cardholder of the account will be the winner (and not the additional cardholder).
10. Prizes are not transferable for cash or credit and will need to be accepted in the form that it is given (e.g. retailer gift cards) and no other correspondence will be entered into.
11. Prizes will be delivered to winners (to New Zealand residential addresses only), the timing of which is to be confirmed by Latitude Financial Services Limited (”Promoter”), which may be subject to change.
12. Latitude will not be held responsible for any prizes that are lost or damaged during delivery. There will be no compensation for these items.
13. In the event that you are a prize winner, you agree that your details, photo, video testimonial and filming of delivery and receiving the prize may be used for promotional activities by Latitude or its agencies.
14. If a prize winner cannot be contacted, or does not accept, a prize within 10 days of the relevant prize draw, Latitude may redraw the prize, at its sole discretion.
15. The entity responsible for this promotion is Latitude Financial Services Limited.
16. The Promoter reserves the right, in its sole discretion, to vary these Promotion Terms & Conditions or cancel any or all of the Prize Draws without notice.
17. The Promoter is not liable for any failure (for whatever reason) to record an entry into the Prize Draw.
18. Any decisions made by the Promoter in relation to a Prize Draw is final and no correspondence will be entered into.
19. The Promoter shall not be liable, except for any liability that cannot be excluded by law, for any direct, indirect, special or consequential loss, damage or personal injury (whether physical or mental) in connection with the Prize Draw, a Prize or its use by a winner.